Easy Beginner Calculator
See How Much Your Money Would Have Grown
No complicated finance terms — type any stock you want or choose from the list, pick a start date, and see your profit and cash dividends.
Or choose:
💡
Your Investment Result in Plain Words
Money Multiplier
2.61x
~18.6% per year
1. Money From Your Pocket
$26,200
Total cash you put in (starting money + monthly additions)
2. Total Value You Have Today
$68,420
3. Your Pure Profit (Net P&L)
+$42,220
4. Cash Dividends Paid to You
$4,890
How Your Money Grew Over Time
Green Line = Your Total Wealth (with Dividends) • Gray Dashed Line = Money You Put In
3 Things to Know Before You Invest
Easy GuideWant to see all financial ratios & yearly tables?
View Sharpe ratio, P/E, Yield on Cost, and every dividend payment.
1
Configure Your Stock, Historical Start Date & Dividend Strategy
Type Any Stock Ticker / Name:
5.0 yrs
$
$
Quick Start Horizon:
AAPL
Apple Inc.
Technology • NASDAQ Quarterly DividendEntry Price (2020-01)
$77.38
End Price (2026-10)
$248.50
Total Shares Accumulated
Final Portfolio Value
2.84x
$68,420
Total Invested Capital:
$26,200
Avg Cost Basis / Share:
$134.12
Calculated Net P&L
+161.1%
+$42,220
Price Appreciation P&L:
+$36,110
Dividend + DRIP Boost:
+$6,110
Total Dividends Earned
$4,890
Est. Annual Passive Income:
$1,120/yr
Yield on Cost (YoC) vs Now:
4.28% (vs 1.8%)
Annualized Return (CAGR)
Alpha +4.2%
18.6%
Price-Only CAGR:
16.4%
S&P 500 Equal DCA Value:
$48,910
Risk & Max Drawdown
Moderate
-28.4%
Sharpe / Volatility:
1.18 • 21.4%
Positive Months Win Rate:
64.2%
Historical Portfolio Value & DRIP Dividend Compounding
Comparing DRIP Reinvestment vs Cash Dividends, Price-Only & Total Invested Principal
With DRIP Reinvested:
$68,420
With Cash Dividends:
$64,190
Pure DRIP Compounding Advantage:
+$4,230
Dividend Cashflow & Yield on Cost
Annual dividend payouts & rising Yield on Cost (%)
First Full-Year Dividend Payout:
$185.00
Latest Annualized Dividend Run-Rate:
$1,124.00
Monthly Passive Income Equivalent:
$93.67 / month
2
Score: 88/100
Essential Data Required Before Starting to Invest
Fundamental valuation, dividend safety, risk metrics & historical entry analytics
P/E Valuation Ratio
29.4x
5Y Avg: 27.8x
Current Div Yield
0.52%
5Y Growth: +5.8%/yr
Payout Ratio (Safety)
15.2%
Very Safe (<60%)
Dividend Streak
13 Years
Beta: 1.18
Best Calendar Year
+82.3% (2020)
Total Return
Worst Calendar Year
-26.4% (2022)
Stress Test Reference
Sortino Ratio
1.74
Downside-Adjusted
Min Recommended Hold
3–5 Years
Max Recovery: 11 mo
3
Target Passive Income & Position Sizer
Calculate capital required today to hit your monthly dividend goal
$500 / mo
5 Years
Capital Required Today (Immediate Goal):
$184,500
Capital Required w/ 5Y DRIP + Growth:
$112,400
Shares Needed Today:
Projected 5-Year Total Portfolio Value:
$198,300
All calculations include exact ex-dividend dates, fractional DRIP shares & tax withholding
| Year | Year-End Price | Cumulative Invested | Shares Held | Year Dividends (Net) | DRIP Shares Bought | Yield on Cost | Year Return % | Total P&L | Ending Balance |
|---|
| Ex-Div Month | Div / Share | Shares Owned | Gross Dividend | Tax Withheld | Net Payout | Reinvest Price | DRIP Shares Added | New Share Total |
|---|
Comparing what your exact investment setup () would have returned across every stock in our database over the selected timeframe:
| Ticker & Name | Market | Start → End Price | Total Dividends | Yield on Cost | CAGR % | Max Drawdown | Net P&L | Final Value | Action |
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